GIG HARBOR LENDING CO.
powered by PREMIER PLUS LENDING
Local Expertise. Personal Approach.
The team at Gig Harbor Lending Co. delivers clear guidance and dependable service rooted in the community it serves.
Who We Are
Gig Harbor Lending serves Washington homebuyers with a focused, relationship-driven approach to mortgage lending. Led by Brett Hertz, Washington Area Manager, our team brings local market insight and hands-on guidance to every transaction.
How We Operate
We work with precision, transparency, and efficiency, structuring loans that make sense today and hold up long-term. From first-time buyers to seasoned homeowners, our process is designed to reduce friction and keep expectations clear from start to finish.
Our Advantage
Gig Harbor Lending operates as a Washington-based branch of Premier Plus Lending, giving our clients access to a full suite of loan programs, modern lending technology, and experienced operational support, without sacrificing the personal service of a local team.
The Standard
We prioritize consistency, responsiveness, and thoughtful execution. No guesswork. No overpromising. Just reliable lending, done right.
Different Buyers, Different Loans
Gig Harbor Lending Co. has a robust suite of loan options available for our clients. Connect with us and we'll find the optimal loan solutions for you.
Conventional Loans
Flexible financing with competitive pricing for well-qualified buyers.
Low down payment options for qualified buyers
Competitive rates with flexible term options
PMI required with lower down payments
County loan limits and credit standards apply
FHA Loans
Designed to make homeownership more accessible with lower credit score and down payment options.
Lower credit score and down payment requirements
Flexible underwriting guidelines
Mortgage insurance required for the life of the loan
Primary residence only
FHA 203(k) Rehab Loans
Buy or refinance and renovate with one loan.
Combines purchase or refinance with renovation costs
Low down payment options available
Repairs must meet FHA guidelines
Renovation timelines and inspections required
Home Equity Line of Credit
Flexible access to your home's equity. Borrow only what you need, when you need it.
Access funds based on available home equity
Borrow as needed with interest on funds used
Variable interest rates may apply
Equity, credit, and property requirements apply
Jumbo Loans
Financing designed for high-value properties with loan amounts above the conventional limits.
Loan amounts exceed conventional limits
Competitive pricing for strong financial profiles
Higher credit and reserve requirements
Larger down payments typically required
Reverse Mortgages
Turn home equity into financial flexibility for retirement with no monthly mortgage payments required.
Converts home equity into cash without monthly payments
Available to homeowners age 62 and older
Primary residence required
Loan balance increases over time
USDA Loans
Affordable financing for eligible rural and suburban buyers with zero down payment options.
Zero down payment for eligible buyers
Designed for rural and select suburban areas
Income and property eligibility requirements apply
Primary residence only
VA Loans
Exclusive benefits for those who've served. No down payment required.
No down payment required for eligible borrowers
No monthly mortgage insurance
Competitive rates with flexible credit guidelines
Primary residence required
Non-QM Loans
Flexible solutions for borrowers with complex income profiles. Bank statement and asset-based options.
Alternative income documentation options available
Designed for self-employed or complex income borrowers
Flexible qualifying guidelines
Rates and down payment requirements vary by program
Juniper Financial LLC dba Premier Plus Lending. (NMLS: 2674824) Equal Housing Lender.
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- lender lic no. 60DBO-177909 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. All loan programs are subject to credit approval and underwriting review. Loan availability, terms, and conditions may change without notice.
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD. , SUITE 201, AUSTIN, TEXAS 78705; TEL: 1 -8 77-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’ s WEBSITE: SML. TEXAS. GOV.